Effective Date: [05-06-2025]

Welcome to the official website of Quaker Investment Trust (“we,” “us,” “our”). By accessing or using this website (the “Site”), you agree to be bound by these Terms of Use (“Terms”) and our Privacy Policy. If you do not agree to these Terms, you should not access or use this Site.

1. Acceptance of Terms

By using this Site, you acknowledge that:

• You are at least 18 years of age and legally authorized to use this Site.
• You will use this Site in compliance with applicable laws and regulations.
• You accept and agree to all terms, conditions, disclosures, and notices contained herein.

2. Investment Disclaimers

• Not Investment Advice
  The information on this Site is provided for general informational purposes only and does not constitute investment, legal, or tax advice. You should consult with a financial advisor or other professional before making any investment decisions.
• No Offer or Solicitation
  Nothing on this Site constitutes an offer to sell or a solicitation of an offer to buy shares in any fund managed by Quaker Investment Trust or its affiliates. Offers are made only by prospectus or offering memorandum, available on request.
• Performance Data
  Past performance is not indicative of future results. All performance data provided is historical and subject to change without notice.

3. Fund Materials

Official fund documents such as prospectuses, Statements of Additional Information (SAIs), annual reports, and performance summaries are available on this Site or at www.quakerfunds.com. These documents are subject to the rules and regulations of the U.S. Securities and Exchange Commission (SEC) and may be updated from time to time.

4. Intellectual Property Rights

All content on this Site—including text, graphics, logos, icons, images, reports, documents, and software—is the exclusive property of Quaker Investment Trust or its licensors, protected under U.S. and international copyright, trademark, and intellectual property laws.

You may download and print content for personal, non-commercial use only. Any modification, distribution, reproduction, republication, or exploitation of Site content for commercial purposes without our prior written consent is strictly prohibited.

5. Use of the Site

You agree not to:

• Misuse the Site or introduce viruses, malware, or malicious code.
• Gain unauthorized access to accounts, systems, or restricted areas.
• Interfere with or disrupt the Site or its associated networks.
• Use data mining, scraping, or automated tools to access the Site.

We reserve the right to restrict or terminate access at our discretion if we believe any user has violated these Terms or applicable laws.

6. Third-Party Links & Content

This Site may contain links to third-party websites or resources for your convenience. Quaker Investment Trust is not responsible for the content, accuracy, or practices of third-party websites, and your use of them is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, Quaker Investment Trust shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from the use of—or inability to use—this Site or its content, even if we have been advised of the possibility of such damages.
This includes but is not limited to damages for:

• Errors or inaccuracies in information
• Delays or service interruptions
• Unauthorized access to your personal or financial data
• Any decisions you make based on content provided on the Site

8. Privacy

Please refer to our Privacy Policy for information about how we collect, use, and safeguard your personal information.

9. Jurisdiction & Governing Law

This Site is controlled and operated from the United States. These Terms are governed by the laws of the State of Florida, without regard to conflict of law provisions. Any disputes shall be resolved exclusively in the state or federal courts located in Broward County, Florida.

10. Indemnification

You agree to indemnify, defend, and hold harmless Quaker Investment Trust, its affiliates, officers, directors, employees, and agents from and against all claims, liabilities, damages, losses, and expenses (including attorneys’ fees) arising from your use of the Site or your violation of these Terms.

11. Termination

We reserve the right to terminate or suspend your access to the Site, without notice, for conduct that we believe violates these Terms or is harmful to other users or the operation of the Site.

12. Changes to the Terms

Quaker Investment Trust reserves the right to revise these Terms at any time. We encourage you to review this page periodically for updates. Your continued use of the Site after such changes constitutes your acceptance of the new Terms.

13. Contact Information

If you have any questions or concerns regarding these Terms, please contact us

Thank you for choosing Quaker Investment Trust. Your trust and confidence are at the heart of everything we do.